President Donald Trump and Pulte announced on X.com on Saturday that they’re working on a 50-year mortgage option to help lower some homebuyers’ initial monthly payments. 11-data backed thoughts on 50-year mortgages. 1. A 50-year mortgage would come with a higher interest rate Lenders charge more for longer-term loans because they take on additional risk. 2. Logan Mohtashami estimates that a 50-year mortgage would carry a rate roughly 42 to 57 basis points higher than the 30