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Mortgage Interest Rates Today: Mortgage Rates Stay Put—for Now—While Fed’s Next Step Looms

Mortgage rates held steady Thursday after dropping to a 10-month low the week before, reflecting the bond markets’ growing confidence that a Federal Reserve interest rate cut might be imminent. 

The average rate on 30-year fixed home loans was 6.58%. Rates averaged 6.46% during the same period in 2024.


Financial markets widely expect the Fed’s policymakers to slash the central bank’s benchmark rate at their next FOMC meeting on Sept. 17 and appear to be pricing in that outcome.


Since December 2024, Powell and the Fed governors have kept the central bank’s key interest rate steady at a 4.25% to 4.5% range, despite facing mounting pressure from Trump to cut rates. 


"Could somebody please inform Jerome 'Too Late' Powell that he is hurting the Housing Industry, very badly? People can’t get a Mortgage because of him," the president fumed. "There is no Inflation, and every sign is pointing to a major Rate Cut. “Too Late” is a disaster!"





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